As your Personal CFO, I work with you to design and implement your Wealth Plan, Investment Portfolios and Insurance Plans. For over 20 years I have been helping our clients - individuals, families, and closely held businesses - simplify their lives by being the “go to” for all their financial needs and questions.
By learning what is most important to you – what we call your personal definition of true wealth – we create a plan that allows you to pursue your dreams and goals, helping you pursue personal fulfillment, so you can enjoy life instead of worrying about it.
After growing up in Western Massachusetts, I earned a B.A. in History from Trinity College in Hartford, CT and moved to San Diego shortly thereafter to begin my career in financial services. My wife Mary and I have a son, Joey, and two cats, Gelato and Spumoni. I am a member of the Advisory Committee of the FACE Foundation (the Foundation for Animal Care and Education,) which is an organization that provides financial assistance to animal owners who are unable to afford the cost of their pets’ emergency veterinary care. In addition, I spend a lot of time playing with Joey, traveling, golfing and watching baseball and football.
As your Wealth Advisor & Personal CFO, I work with you to design and implement your Wealth Plan, Investment Portfolios, and Insurance Plans. I specialize in helping professionals in their 20s and 30s use money as a tool to pursue living a life you love. We learn what is most important to you and then create a plan to help you pursue financial independence so that you can live your life by design, not default.
Prior to joining The Wealth Consulting Group, I worked under the direct mentorship of a seasoned portfolio manager at a Fortune 100 Company.
I am bilingual in English and Japanese and am a board member of the Japanese American Citizens League San Diego chapter. Outside of work, I enjoy going on hikes in San Diego and practicing yoga. I grew up in Europe so I enjoy traveling and trying new foods from different cultures.
On our team I work as an executive assistant to advisors Michael Woitkoski and Alissa Todd. I pride myself on my extraordinary organizational skills as well as my ability to get tasks done in a timely manner. My goals involve growing within the company where I can continue to learn and contribute as much value as possible to the team. I am also very excited to go above and beyond to exceed client’s expectations.
Prior to joining The Wealth Consulting Group, I was an executive assistant for four years at a Tax/Accounting Company.
In my spare time, I enjoy going to beach as well as spending time with my two dogs.
With over 20 years of industry experience, Ray is a well-respected specialist in advanced underwriting, large case design and negotiation.
Before joining the Wealth Consulting Group, Ray was an internal wholesaler at Sun Life and most recently Senior Sales Consultant at LPL. His wide-ranging experience includes corporate impaired risk underwriting, sales, marketing, product design and operations.
Ray is currently a JD candidate at the Massachusetts School of Law class of 2017.
In his free time Ray enjoys cooking, pairing fine wines, mountain biking and attending classic car shows.
Managing Partner, Wealth Advisor
Phone: (619) 546-6090
Mobile: (619) 546-6211
Mark is the Chief Investment Officer and the Managing Partner of the Phoenix branch of WCG. As a result of his education and experience, Mark is well positioned to assist individuals, families and businesses with their asset, income, and wealth protection needs. By working closely with his clients to develop their personal strategy to accumulate wealth, reduce taxes, maximize their retirement programs, and secure appropriate protection instruments, he believes his clients are better able to pursue their individual needs and objectives. He seeks to accomplish this through careful portfolio analysis, asset allocation review, the development of individually tailored financial strategies, and regular performance reviews.
Previously, Mark has served as the Investment Specialist for New England Financial in Arizona for 20 years and was a Master Agency Builder for the firm. He has a B.S. degree in Finance from Arizona State University and an MBA with an emphasis in international finance from Western International University.
With his many years of experience and desire to help people, Mark offers the insight clients require to help them pursue their financial goals and investment objectives.
Mark is a second generation Arizonian. He and his wife Phyllis live in Scottsdale and have two daughters.
Phone: (619) 546-6090
Bill graduated from WestPoint in 1966. He served in the US Army from 1966-1970. Bill then attended Purdue University and obtained his MSIA (equivalent to MBA) and his PhD while at Purdue until 1974.
From 1974-1984 he served in the CIA and was appointed as SIS (equivalent to a General). During his final years in the CIA Bill was tapped by the Federal Reserve Board and worked there from 1982-2006.
Bill retired as Sr. Advisor to the Federal Reserve Board and also held many other executive level positions during his tenure. From 2006-2012 he was a Sr. Advisor for the Energy Information Administration, a division of the DOE.
Now and since 2000, Bill has taught Macroeconomics at the University of Maryland. Bill serves as the Chief Economist for the firm's Investment Strategy Committee.
Matthew joined WCG in August of 2010 and has served as the Vice President of Research and Trading since 2016. Matt’s primary role is the management of the firm’s investment department charged with preparing the research and due diligence required by the Investment Strategy Committee as well as executing on the decisions of the ISC. He sits on the firm’s Investment Strategy Committee and leads their weekly and monthly calls.
Prior to joining WCG, Matt worked for an independent RIA in Las Vegas where he served as a Relationship Manager.
Matthew is a graduate of Syracuse University where he received a Bachelor of Arts in International Relations with a concentration in International Security and Diplomacy and the Middle East. Matt has been working in finance since graduating in 2008. He holds the Series 7 through LPL Financial, the Series 66 through LPL Financial & WCG Wealth Advisors, and is a CFA® charterholder.
Matt loves all things macroeconomics and markets. When he’s not staring at stock charts or reading, he likes to stay active and travel. His outdoor interests include hiking, climbing, biking, and basketball.
Matt is a Registered Assistant with LPL Financial.
Amber Kodad is The Wealth Consulting Group’s Director of Financial Planning/Advisor Resource Center (ARC). Amber has been with our firm in this role for the past 5 years. Prior to joining our firm, she was the Director of Financial Planning for the MetLife of Southern California agency for five years. Amber graduated from San Diego State University with a Bachelor of Science degree in Financial Services. During college she obtained an internship with MetLife and started as a full time employee upon graduation in 2006. While working at MetLife, Amber obtained her CERTIFIED FINANCIAL PLANNER™ designation as well as her Master’s in Business Administration (MBA) through California Miramar University.
She is a member of the Financial Planning Association, Member of the Pro Bono Committee within the Association, and also a member of Toastmasters International.
Her Personal Interests include hiking/running/pilates, traveling, and spending time with her husband Anthony and puppy Bailey.
Senior Operations Manager
Lisa Dashnaw is The Wealth Consulting Group’s Sr. Operations Manager. Lisa joined the firm in 2009. She oversees the day to day operations, implements compliance standards, organizes offices and is in charge of new office onboarding.
Lisa is one of the few natives in San Diego, CA. Her personal interests include camping, hiking, traveling and spending time with her family. In her free time Lisa volunteers for the San Diego Humane Society. She is a participant in the Walk for Animals which helps homeless animals and gives them a second chance.
Weekly Market Commentary
Each week the LPL Financial Research team assembles thoughtful insight on market and economic news.
The financial consultants at The Wealth Consulting Group are registered representatives with and securities are offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through WCG Wealth Advisors, LLC, a registered investment advisor.WCG Wealth Advisors, LLC and The Wealth Consulting Group are separate entities from LPL Financial.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: CA, CO, FL, MA, and WA,