Our Mission: To give our clients the freedom to make lifestyle decisions without financial stresses and burdens.
Financial independence. Retirement. Investing. Things we know we should be focusing on, but that can be stressful and time consuming…
As your Personal CFO, my job is to help you pursue the freedom to make lifestyle decisions without financial stresses and burdens. By learning what is most important to you – what I call your personal definition of true wealth – I use my Personal CFO FORMula to work together to create your customized plan. A plan that allows you to pursue your unique dreams and goals so you can enjoy life while addressing your financial concerns.
I have been helping my clients put such plans in place to simplify their lives for over 20 years. After growing up in Western Massachusetts, I earned a B.A. in History from Trinity College in Hartford, CT and moved to San Diego to begin my financial services career, following in my Dad’s footsteps. Growing up, I watched the positive impact he had on the lives of his clients, helping them plan, save and invest in a disciplined manner, which helped give them confidence in their financial futures and the knowledge that they were in a good place to pursue their dreams and goals.
I spent over 16 years with a Fortune 100 company, and in the summer of 2014 decided, along with 3 colleagues, that we were going to move on and begin our own, independent firm, The Wealth Consulting Group. The main catalyst for this move was to gain independence to serve as investment fiduciaries and work in an environment where we represent our clients’ interests first and foremost while helping them work towards building their wealth. I am immensely proud of what we have accomplished in building The Wealth Consulting Group, and our entire focus – our mission – is to give our clients the freedom to make lifestyle decisions without financial stresses and burdens.
My wife Mary and I have a son, Joey, and two cats, Gelato and Spumoni. I am a member of the Advisory Committee of the FACE Foundation (the Foundation for Animal Care and Education), an organization that provides financial assistance to animal owners unable to afford the cost of emergency veterinary care. I am also on the Board of Directors for the United Way of San Diego, and also support other charitable organizations such as the San Diego Humane Society. In accordance with my own definition of true wealth, I love playing with Joey and teaching him new things such as baseball and basketball, traveling with my family to new and exciting places and learning about their cultures, golfing, reading biographies and historical fiction, and watching baseball and football.
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through WCG Wealth Advisors, LLC a registered Investment advisor. The Wealth Consulting Group and WCG Wealth Advisors, LLC are separate entities from LPL Financial.
As your Wealth Advisor & Personal CFO, I work with you to design and implement your Wealth Plan, Investment Portfolios, and Insurance Plans. I specialize in helping professionals in their 20s and 30s use money as a tool to pursue living a life you love. We learn what is most important to you and then create a plan to help you pursue financial independence so that you can live your life by design, not default.
Prior to joining The Wealth Consulting Group, I worked under the direct mentorship of a seasoned portfolio manager at a Fortune 100 Company.
I am bilingual in English and Japanese and am a board member of the Japanese American Citizens League San Diego chapter. Outside of work, I enjoy going on hikes in San Diego and practicing yoga. I grew up in Europe so I enjoy traveling and trying new foods from different cultures.
Amber Kodad is The Wealth Consulting Group’s Director of Financial Planning/Advisor Resource Center (ARC). Amber has been with our firm in this role for the past 5 years. Prior to joining our firm, she was the Director of Financial Planning for the MetLife of Southern California agency for five years. Amber graduated from San Diego State University with a Bachelor of Science degree in Financial Services. During college she obtained an internship with MetLife and started as a full time employee upon graduation in 2006. While working at MetLife, Amber obtained her CERTIFIED FINANCIAL PLANNER™ designation as well as her Master’s in Business Administration (MBA) through California Miramar University.
She is a member of the Financial Planning Association, Member of the Pro Bono Committee within the Association, and also a member of Toastmasters International.
Her Personal Interests include hiking/running/pilates, traveling, and spending time with her husband Anthony and puppy Bailey.
With over 20 years of industry experience, Ray is a well-respected specialist in advanced underwriting, large case design and negotiation.
Before joining the Wealth Consulting Group, Ray was an internal wholesaler at Sun Life and most recently Senior Sales Consultant at LPL. His wide-ranging experience includes corporate impaired risk underwriting, sales, marketing, product design and operations.
In his free time Ray enjoys cooking, pairing fine wines, mountain biking and attending classic car shows.
Jim is the Chief Investment Officer with more than 22 years of professional investment experience, Jim has experience as an advisor, in building and overseeing multiple advisory platforms, and in managing two mutual funds.
Jim has built fundamental, risk-based, and quantitative investment strategies using mutual funds, ETFs, and equities as well as those focused on alternatives or technical analysis. He has built models emphasizing active management, passive management, a blended Core-Satellite approach, and single or multi-factor approaches.
More recently, Jim helped oversee the portfolio management, analysis, and due diligence for $4 billion of managed assets at Allworth Financial.
Jim holds the Chartered Financial Analyst® designation and the Chartered Market Technician designation. He also is a full member of the Chartered Alternative Investment Analyst Association®. He graduated with a Bachelor of Science in International Business Management from Brigham Young University –Hawaii with Mandarin as the foreign language. Prior to college, Jim served a two-year mission for his church in the Philippines. He speaks fluent Tagalog.
Jim loves nature, reading, writing, hiking, good movies, and going to the lake, river, or beach with his family and dogs.
*Jim Worden is solely an investment advisor representative of The Wealth Consulting Group, and not affiliated with LPL Financial.
Kathleen is a Financial Planning Intern at The Wealth Consulting Group. She assists the team by preparing the initial stages in creating personal financial plans for clients and provides supportive services to advisors. She recently graduated from San Diego State University with a degree in Finance and she is eager to continue learning in the Financial Services industry.
Kathleen was born in the Philippines and has lived in San Diego since she was 7. In her free time, she enjoys working out and practicing yoga.
Lisa Dashnaw is The Wealth Consulting Group’s Sr. Operations Manager. Lisa joined the firm in 2009. She oversees the day-to-day operations, implements compliance standards, organizes admin training, and oversees new office onboarding. She holds the FINRA Series 7 and Series 24 securities registration through LPL Financial and the Series 66 registration through LPL Financial and WCG Wealth Advisors, LLC.
Lisa’s personal interests include camping, hiking, traveling, and spending time with her family. She was born and raised in San Diego, CA, and moved to Las Vegas, NV, in 2020.
Christine Day-Reyes is an Administrative Assistant at LPL Financial. She partners with advisors to provide support on administrative tasks and client management functions.
Christine has a heavy background in banking and investment. She maintains her Series 7 and 65 licenses with LPL Financial along with the California Department of Insurance License. Christine is new to LPL and eager to be here and grow with the team.
Christine was born and raised in Virginia, Minnesota. Her father joined the military which brought the family over to San Diego, California. Christine has an adorable dog by the name of Bella. Christina enjoys family activities that include off-roading, boating and her personal favorite, baking!
Angelique has an extensive background in the financial services industry of almost 8 years. Now working with Michael Woitkoski and Alissa Todd she provides clients with excellent customer service while going above and beyond to exceed their expectations.
In her spare time, she enjoys spending time with her dog Buddy and going to car shows.